Finance · United States

US Income Tax Calculator

Advanced tax planning for individuals, families, and professionals managing cross-state and cross-border income.

Track employment, payroll, investment, and foreign income in one streamlined workspace. Optimise your strategy with instant marginal rate insight and dual-member comparisons.

Federal & State coverage Payroll & withholding modelling Privacy-first, offline
States All 50 + DC
Insights Marginal vs. Effective
Features PRO payroll & reports

Everything You Need for US Tax Planning

Built for accurate projections, family planning, and advisors supporting multi-state clients.

Comprehensive Calculations

Automatic federal, state, Social Security, and Medicare calculations with live updates as you enter income.

  • All 50 states plus District of Columbia
  • Marginal and effective rates in real time
  • Detailed bracket breakdowns per member

Payroll & Withholding

Model payroll taxes and deductions with precision, including thresholds and additional Medicare for high earners.

  • Social Security wage base tracking
  • Advanced withholding and deductions (PRO)
  • Separate employment profiles per member

Investment & Foreign Income

Consolidate dividends, capital gains, rental, IRA withdrawals, and foreign earnings with automatic conversions.

  • Unlimited investment categories
  • Foreign income with exchange rate guidance
  • Joint reporting for two-member households

Quick Start Checklist

Set up your workspace and unlock pro-level insights in just a few steps.

01 Create Your Profile

Select filing status, home state, and current tax year. Configure member two when comparing household scenarios.

02 Add Income Streams

Enter employment, payroll, and investment income. Unlock PRO to handle incomes above $30k with payroll modelling.

03 Analyse & Iterate

Review the results dashboard for federal, state, and combined views, compare members side-by-side, and adjust strategy.

Feature Highlights

Discover the areas that help you plan smarter and communicate clearly with clients or family members.

Professional Reports

  • Individual and combined summaries
  • Income comparisons across members
  • Tax bracket visualisations for planning

Foreign & Multi-State Support

  • Foreign salary, bonus, and investment tracking
  • Exchange rate guidance for USD conversion
  • Easily adjust state residency when you move

Tips for Best Results

  • Update state details whenever residency changes
  • Enter all income sources for precise projections
  • Use PRO tools to capture withholding and deductions

Frequently Asked Questions

Answers to common setup, calculation, and upgrade questions.

How do I enter employment income?

Head to the Income section and add employment income for each member. For amounts above $30,000 you’ll be prompted to unlock PRO for advanced payroll tracking.

What’s the difference between federal and state taxes?

Federal tax applies nationwide, while states set their own rates. Some states have no income tax; others reach 13%. The calculator handles both automatically based on your selection.

How are Social Security and Medicare handled?

Social Security is calculated at 6.2% up to the annual wage base. Medicare is 1.45% on all wages, plus an extra 0.9% above $200k. These rules are built in.

Can I track foreign income?

Yes. Use the foreign income section to detail salary, bonuses, dividends, and capital gains. The app guides you through currency conversion for accurate USD totals.

How do I upgrade to PRO?

Tap the crown icon when prompted or visit Settings. Upgrading unlocks advanced payroll, investment, and reporting tools for high-income scenarios.

Start Planning Your Taxes Today

Download US Income Tax Calculator to unlock the full tax planning experience or explore more resources below.

Planning Guidance Only

US Income Tax Calculator provides estimates based on current IRS and state guidelines. Always consult official IRS publications or a licensed tax professional before filing. Vista8Studio is not responsible for decisions made solely from these estimates.